Privacy Policy
Privacy Policy
AfficardHub values your privacy and is committed to protecting your personal data. We collect and process personal information in accordance with the EU General Data Protection Regulation (GDPR) and other applicable privacy laws. The information we collect will only be used to provide you with access to financial products and services offered by third-party institutions, and will not be shared with unauthorized parties.
We take necessary measures to safeguard your information from unauthorized access or disclosure. However, please be aware that we are not responsible for the privacy practices of the third-party financial institutions listed on our platform. We recommend reviewing their respective privacy policies for details on how your information is handled.
Terms and Conditions
By accessing or using the services provided by AfficardHub, you agree to comply with these Terms and Conditions. AfficardHub operates as a facilitator and intermediary between users and third-party financial service providers. We do not offer direct financial services, such as loans, credit products, or insurance policies. All financial products and services provided through our platform are offered by third-party institutions, each of which is regulated by the relevant financial authorities.
By using our services, you confirm that you understand and acknowledge that AfficardHub does not assume any responsibility for the financial products or
services offered by third-party providers. We recommend that you review all terms, conditions, and policies provided by these third-party financial
institutions before proceeding with any transactions.
Terms of Use
AfficardHub provides users with access to financial products and services offered by regulated third-party institutions. Our platform is designed to facilitate the comparison and selection of these products, but we do not offer advice or guidance regarding the selection of specific products. The use of our website and services is at your own discretion and risk.
You agree to use the platform for lawful purposes only and not to engage in any activities that could harm or disrupt our services, including but not limited to unauthorized access or tampering with the website or systems.
Customer Security
We recommend that you use strong passwords and take precautions to protect your account information. While we do our best to protect your data, please note that no system is completely immune to breaches, and we cannot be held responsible for any unauthorized access to your data by external parties.
AfficardHub takes the security of your personal data very seriously and has implemented industry-standard security measures, including SSL encryption, to protect your information during interactions with our platform. We make every effort to protect your data from unauthorized access, loss, misuse, or disclosure.
However, as we do not handle financial transactions directly, we encourage you to carefully review the security practices of any third-party financial institutions you engage with through our platform. While we ensure that these partners comply with applicable regulations, we cannot be held responsible for their security measures.
In accordance with the EU General Data Protection Regulation (GDPR), you have the right to request access to, correction of, or deletion of your personal data. You also have the right to restrict or object to the processing of your data, in certain circumstances. For more information on your rights and how to exercise them, please refer to our Privacy Policy.
We retain your personal data only for as long as necessary to provide our services or as required by law. Upon the termination of your use of our services, your personal data will be deleted or anonymized, in accordance with our data retention policy.
While we take all reasonable precautions to ensure the safety of your data, no system is completely immune to security risks. By using our platform, you acknowledge and accept that AfficardHub cannot be held liable for any data breaches or unauthorized access that may occur beyond our control.
Our Partners
Last Updated: April xx, 202x
We collaborate with financial institutions, lenders, and other partners to offer you the best deals on financial products and help you navigate important f inancial decisions. Transparency is essential to us in building and maintaining your trust, which is why we provide a list of our partners below. We aim to keep this list current and are continually working to expand our network of partners.
Through our partnerships with these financial institutions, we provide access to financial products, and we may receive compensation if you apply for and are approved for one of their products.
Compliance with laws and regulations
Financial sector regulations: The financial sector in the European Union is heavily regulated, especially regarding data protection (GDPR) and the advertising of financial products. It is important to ensure that all affiliate marketing partners and services comply with the regulations. Security and reliability: Since this involves the financial sector, where there is a high demand for trust and security, it is crucial to ensure that all affiliate systems are secure and protected against cybersecurity risks.
Customer Definition (Target Audience Definition)
Customer refers to any individual who visits the AfficardHub website, uses its services, browses the financial products we offer, or uses our platform to connect with or apply for services offered by our partner third-party financial institutions (e.g., banks, lenders, insurance companies, and other financial service providers).
Our services are available to:
1. Adults, who are at least 18 years old, as most financial product and service providers require participation from individuals of legal age.
2. Individuals seeking financial product or service facilitation, such as credit cards, loans, insurance products, or investment opportunities, offered by third parties with whom AfficardHub collaborates.
3. Individuals interested in finding high-quality, regulated financial services, through which they can make informed and responsible financial decisions, in compliance with applicable regulations and laws.
4. Individuals who wish to use our website platform to explore and compare financial products, understanding that AfficardHub provides services solely for informational and facilitation purposes, not for the direct sale of financial products or services.
Customer Rights and Obligations
- Use and Acceptance of Services: The customer agrees to use our services only for lawful purposes and in accordance with the terms of service, as outlined in our Terms and Conditions and Privacy Policy.
- Awareness of Service Facilitation: The customer understands that AfficardHub acts solely as an intermediary, providing access to third-party services, and does not offer financial products or services directly.
- Obligation to Review Third-Party Terms: The customer acknowledges that all financial products available on our platform are offered by third-party service providers, who are responsible for their own services, including financial terms, pricing, and security. The customer agrees to review each service provider’s terms and conditions before proceeding with any transaction.
Customer Definition (Extended Version)
AfficardHub services are available to individuals who are of legal age and seeking regulated financial services, which are provided in collaboration with f inancial institutions licensed and supervised by the European Union or local regulatory authorities. Our services are aimed at those who need reliable information and facilitation to find suitable financial products or services such as credit cards, loans, investment opportunities, etc. AfficardHub does not provide financial services directly, but only facilitates access to services through trusted and regulated financial institutions.