Find Europe's Best Financial Products
AfficardHub helps Europeans compare financial products transparently no hidden fees, no biased rankings
Select Your Country:
PrestaPuffin
Credit Score:
Intrest rate:
0% – 36%
Documentation:
DNI/NIE, email, móvil, residencia España
Loan Senction Time :
Respuesta en segundos, depósito inmediato tras aprobación
Tradedoubler (tracking)
Credit Score:
Intrest rate:
No disponible
Documentation:
No disponible
Loan Senction Time :
No disponible.
Préstamo para coches (formulario)
Credit Score:
Intrest rate:
No visible
Documentation:
DNI/NIE, ficha técnica, permiso de circulación, cuenta bancaria
Loan Senction Time :
No especificado.
Ibancar
Credit Score:
Intrest rate:
Variable (préstamo sobre coche)
Documentation:
DNI/NIE, permiso de circulación, ficha técnica, cuenta bancaria
Loan Senction Time :
No especificado en el fragmento.
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Nascosta
Credit Score:
Intrest rate:
Nascosta
Documentation:
Nascosta
Loan Senction Time :
Nascosta
Moneya
Credit Score:
Intrest rate:
Variable (depends on credit profile; follows Italian consumer credit law)
Documentation:
ID card, tax code, income proof
Loan Senction Time :
Within a few business days
Paybis
Credit Score:
Intrest rate:
Not applicable (no loans, transaction fees only)
Documentation:
ID verification (KYC)
Loan Senction Time :
Not applicable
Italy Newsletter

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PKO BP
Credit Score:
Intrest rate:
Not applicable
Documentation:
ID
Loan Senction Time :
Immediate
VeloBank
Credit Score:
Intrest rate:
Around 11.16%, depending on loan type and term
Documentation:
ID, income proof, bank account, KYC documents
Loan Senction Time :
Next business day after approval
Alior Bank
Credit Score:
Intrest rate:
Not applicable
Documentation:
Business registration docs
Loan Senction Time :
Immediate
Alior Bank
Credit Score:
Intrest rate:
Variable
Documentation:
KRS/CEIDG, VAT, ZUS/US statements
Loan Senction Time :
After approval (few days)
VeloBank
Credit Score:
Intrest rate:
Variable
Documentation:
ID, income, car documents
Loan Senction Time :
Few days–weeks
VeloBank
Credit Score:
Intrest rate:
Based on table (variable)
Documentation:
ID, income docs, property papers
Loan Senction Time :
Several days–weeks
VeloBank
Credit Score:
Intrest rate:
Approx. 11.16% for cash loans
Documentation:
ID, income proof, account verification (ZUS/US if self-employed)
Loan Senction Time :
Next business day after signing the contract
Scorector
Credit Score:
Intrest rate:
Not applicable (no loans provided)
Documentation:
Basic registration (email, ID if required)
Loan Senction Time :
Not applicable
Poland Newsletter

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Germany Newsletter

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Services
Hassle-free Student Loan
Apply for student loan online with AfficardHub and enjoy a hassle-free student loan experience tailored for students’ financial needs
Student loan eligibility criteria
Navigating student loan eligibility for the Baltic states is essential before applying. At AfficardHub, we simplify the process by helping you understand student loan qualification rules that apply to your region and academic background. Whether you’re studying in Latvia, Lithuania, or Estonia, knowing the required documentation and minimum criteria is key. For those seeking additional financial support, we also outline private loan eligibility for students, including income verification, co-signer requirements, and credit checks. Our platform ensures you’re well-informed and fully prepared before you apply. Let us guide you through every step of the process so you can access the education funding you need—quickly, clearly, and confidently
Secure and Convenient Checking Accounts
Compare the best convenient checking accounts for security, flexibility, and ease of use—perfect for students and professionals alike
Everything You Need to Know About Checking Accounts
Looking to manage your finances smartly? Discover the best checking accounts available in the Baltic states, offering seamless access and secure transactions. Whether you’re a student, a working professional, or managing a household, a checking account is essential for handling everyday expenses. At AfficardHub, we guide you to the most trusted banks where you can apply for a checking account online in just minutes. Enjoy modern features like mobile banking, real-time alerts, and easy transfers. Many of our partner banks allow you to open a checking account with no fees, saving you money from day one. Simplify your banking experience with convenient, reliable options tailored to your lifestyle—all in one easy-to-use platform.
Your Guide to Smart Personal Loans
Explore top personal loan offers in Europe with flexible terms, quick approval, and competitive rates tailored to your needs.
Get the Best Personal Loan Rates
If you’re planning a big purchase, consolidating debt, or covering emergency expenses, it’s time to find personal loans with the best rates. Many financial institutions now offer competitive terms tailored to your needs. You can easily secure the lowest personal loan rates by comparing offers online and checking your eligibility. Look for lenders with no hidden fees, flexible repayment options, and quick approval processes. It’s fast and simple to apply for the best personal loan rates today, often without affecting your credit score. With smart planning and the right loan, you can manage your finances better and reach your goals faster. Don’t wait—explore your options and apply confidently for the personal loan that suits you best.
Your Business Success with the Right Loan
Explore our business loan guide for entrepreneurs to find funding solutions tailored to grow and support your business goals.
Choosing the right loan to grow your business
Picking the right loan for your business is crucial to long-term success. Whether you’re launching a startup or expanding operations, understanding your options matters. Our business loan guide for entrepreneurs in Europe helps simplify the process by outlining key factors like interest rates, repayment terms, and eligibility requirements. From traditional bank loans to modern fintech solutions, you’ll find the best business loan options for scaling up your operations effectively. Look for flexible terms, fast approvals, and low interest to support cash flow and growth. With the right financial partner, your business can confidently invest in new opportunities. Explore your options today and choose the loan that fits your entrepreneurial journey best—smart funding starts with informed decisions.
Reviews
FAQ
What is the best credit card for students in Europe?
If you’re a student in Europe, the best credit card depends on your spending habits, fees, and whether you need travel perks or cashback. Some cards offer no annual fees and are easy to get with limited credit history.
Which bank offers the best student checking account in Europe?
N26, Revolut, and Bunq offer some of the best student checking accounts in Europe. These banks provide zero monthly fees, intuitive apps, instant notifications, and smart budgeting tools—perfect for students managing their finances digitally and flexibly.
Which checking account has no monthly maintenance fees?
Online banks like Revolut and Afficardhub offer zero-fee checking accounts with fast transfers and app-based money management.
Can I open a bank account online without visiting a branch?
Yes! Many neobanks allow you to open accounts digitally using your ID and a short verification process—no branch visit needed.
How do I apply for a personal loan with low interest?
Check multiple lenders on AfficardHub, compare interest rates and terms, and apply directly online in minutes.
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