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€1000 — €100000

VeloBank

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  • 5/5
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Credit Score:

Intrest rate:

Around 11.16%, depending on loan type and term

Documentation:

ID, income proof, bank account, KYC documents

Loan Senction Time :

Next business day after approval

VeloBank

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  • 5/5
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Credit Score:

Intrest rate:

Approx. 11.16% for cash loans

Documentation:

ID, income proof, account verification (ZUS/US if self-employed)

Loan Senction Time :

Next business day after signing the contract

Scorector

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  • 5/5
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Credit Score:

Intrest rate:

Not applicable (no loans provided)

Documentation:

Basic registration (email, ID if required)

Loan Senction Time :

Not applicable

Funeda

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  • 4.8/5
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Credit Score:

Intrest rate:

Starts from ~24% for installment loans

Documentation:

ID, active bank account, sometimes proof of income

Loan Senction Time :

Same day or within 24 hours

Wandoo

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  • 5/5
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Credit Score:

Intrest rate:

~300% representative example

Documentation:

ID, bank account, small verification transfer, personal data

Loan Senction Time :

10–15 minutes if verification passes

Miloan

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  • 4.8/5
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Credit Score:

Intrest rate:

~300–500% (depends on loan amount and term)

Documentation:

ID card, active Polish bank account, verification transfer (0.01 PLN)

Loan Senction Time :

Within ~15 minutes after verification

VeloBank

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  • 5/5
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Credit Score:

Intrest rate:

~9–11%

Documentation:

ID, income proof

Loan Senction Time :

Next working day

Ekassa

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  • 4.8/5
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Credit Score:

Intrest rate:

~51.93%

Documentation:

ID, income proof

Loan Senction Time :

Few minutes–1 day

VeloBank

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  • 4.9/5
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Credit Score:

Intrest rate:

Variable

Documentation:

ID, income proof

Loan Senction Time :

Minutes–few hours

VeloBank

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  • 5/5
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Credit Score:

Intrest rate:

Variable

Documentation:

ID, income, car documents

Loan Senction Time :

Few days–weeks

VeloBank

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  • 5/5
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Credit Score:

Intrest rate:

Based on table (variable)

Documentation:

ID, income docs, property papers

Loan Senction Time :

Several days–weeks

SmartPożyczka

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  • 4.8/5
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Credit Score:

Intrest rate:

0% (promo) / high later

Documentation:

ID, bank account

Loan Senction Time :

Instant

PKO BP

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  • 5/5
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Credit Score:

Intrest rate:

Not applicable

Documentation:

Company registration

Loan Senction Time :

Company registration

PKO BP

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  • 4.9/5
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Credit Score:

Intrest rate:

Not applicable

Documentation:

ID

Loan Senction Time :

Immediate

Modnapożyczka

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  • 5/5
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Credit Score:

Intrest rate:

~117.94%

Documentation:

ID, income proof

Loan Senction Time :

Within 24h

IKANO Bank

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  • 4.8/5
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Credit Score:

Intrest rate:

Variable (by profile)

Documentation:

ID, income proof

Loan Senction Time :

Next working day

GoldKredyt.pl

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  • 5/5
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Credit Score:

Intrest rate:

Variable (secured loans)

Documentation:

ID, property/company docs

Loan Senction Time :

Few hours–1 day

Feniko

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  • 4.8/5
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Credit Score:

Intrest rate:

0% for 1st loan / high later

Documentation:

ID, bank account

Loan Senction Time :

Instant / minutes

EasyPLN

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  • 4.9/5
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Credit Score:

Intrest rate:

~63.5% (variable)

Documentation:

ID, bank account, income proof

Loan Senction Time :

Instant / same day

Alior Bank

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  • 4.9/5
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Credit Score:

Intrest rate:

Variable (individual offer)

Documentation:

ID, income confirmation

Loan Senction Time :

Usually next day

Alior Bank

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  • 5/5
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Credit Score:

Intrest rate:

Variable

Documentation:

KRS/CEIDG, VAT, ZUS/US statements

Loan Senction Time :

After approval (few days)

Alior Bank

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  • 5/5
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Credit Score:

Intrest rate:

Variable (depends on client)

Documentation:

ID, income proof, current obligations

Loan Senction Time :

After bank decision (few days)

Alior Bank

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  • 4.8/5
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Credit Score:

Intrest rate:

Not applicable

Documentation:

Business registration docs

Loan Senction Time :

Immediate

BNP Paribas

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  • 4.9/5
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Credit Score:

Intrest rate:

Not applicable

Documentation:

ID

Loan Senction Time :

Immediate

Santander

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  • 5/5
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Credit Score:

Intrest rate:

Not applicable

Documentation:

ID

Loan Senction Time :

Immediate

Santander Select

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  • 4.8/5
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Credit Score:

Intrest rate:

Not applicable

Documentation:

ID, basic personal info

Loan Senction Time :

Immediate after account setup

CardVeritas

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  • 5/5
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Credit Score:

Intrest rate:

Not applicable (no credit, only card fees)

Documentation:

ID and tax code

Loan Senction Time :

Instant activation online

PickTheBank

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  • 5/5
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Credit Score:

Intrest rate:

Up to ~3.8% per year (on deposits)

Documentation:

ID and IBAN

Loan Senction Time :

Account active in 1–2 business days

Paybis

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  • 5/5
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Credit Score:

Intrest rate:

Not applicable (no loans, transaction fees only)

Documentation:

ID verification (KYC)

Loan Senction Time :

Not applicable

Moneya

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  • 4.9/5
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Credit Score:

Intrest rate:

Variable (depends on credit profile; follows Italian consumer credit law)

Documentation:

ID card, tax code, income proof

Loan Senction Time :

Within a few business days

Nascosta

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  • 5/5
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Credit Score:

Intrest rate:

Nascosta

Documentation:

Nascosta

Loan Senction Time :

Nascosta

Youmoney

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  • 5/5
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Credit Score:

Intrest rate:

0% – 349% (example: 203% APR)

Documentation:

ID/NIE, bank account, phone, email

Loan Senction Time :

15 minutes to 24 hours depending on the lender

WannaCash

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  • 4.8/5
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Credit Score:

Intrest rate:

0% first loan, then variable

Documentation:

ID/NIE, bank account, mobile, email

Loan Senction Time :

~15 minutes or the same day depending on the bank

Wandoo

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  • 5/5
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Credit Score:

Intrest rate:

0% on the first loan, then variable

Documentation:

ID/NIE, bank account, resident of Spain

Loan Senction Time :

24–48 hours

Vivus

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  • 5/5
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Credit Score:

Intrest rate:

First loan 0%, then variable ...

Documentation:

ID/NIE, bank account, resident of Spain

Loan Senction Time :

~15 minutes after approval

Solcredito

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  • 4.8/5
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Credit Score:

Intrest rate:

0% first loan, then variable

Documentation:

ID/NIE, bank account, email, mobile

Loan Senction Time :

Approximately 15 minutes, 100% online

Sofkredit

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  • 5/5
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Credit Score:

Intrest rate:

3% – 25%

Documentation:

ID/NIE, bank account, residence in Spain

Loan Senction Time :

12 minutes – 20 minutes

QuéPréstamo

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  • 5/5
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Credit Score:

Intrest rate:

7% – 35%

Documentation:

ID/NIE, bank account

Loan Senction Time :

Money in 15 minutes

PrestaPuffin

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  • 4.9/5
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Credit Score:

Intrest rate:

0% – 36%

Documentation:

ID/NIE, email, mobile, residence in Spain

Loan Senction Time :

Response in seconds, immediate deposit after approval

PréstamoPro

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  • 5/5
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Credit Score:

Intrest rate:

7% – 35%

Documentation:

ID/NIE, bank account, income

Loan Senction Time :

Immediate or same-day deposit

Prestamiau

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  • 4.9/5
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Credit Score:

Intrest rate:

0% – 36%

Documentation:

ID/NIE, bank account, income, phone, email

Loan Senction Time :

5–30 minutes, money to the account after approval

Préstame

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  • 5/5
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Credit Score:

Intrest rate:

Variable

Documentation:

DNI/NIE, cuenta bancaria, móvil, email

Loan Senction Time :

Quick approval, money in your account within hours

Prestalo

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  • 5/5
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Credit Score:

Intrest rate:

Variable depending on the lender

Documentation:

ID/NIE, bank account, email, mobile phone, proof of income

Loan Senction Time :

Minutes up to 24 hours, depending on lender

Pezetita

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  • 5/5
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Credit Score:

Intrest rate:

0% – 36%

Documentation:

ID/NIE, email, mobile, proof of income

Loan Senction Time :

In a short time, sometimes less than 1 hour

Oney

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  • 5/5
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Credit Score:

Intrest rate:

Not available

Documentation:

Not available

Loan Senction Time :

Not available

Moneya

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  • 4.8/5
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Credit Score:

Intrest rate:

Variable

Documentation:

ID/NIE, bank account

Loan Senction Time :

They promote speed; usually minutes to 24 hours.

Ibancar

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  • 4.8/5
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Credit Score:

Intrest rate:

Variable (car loan)

Documentation:

ID/NIE, vehicle registration, technical sheet, bank account

Loan Senction Time :

Not specified in the excerpt.

Finteres

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  • 5/5
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Credit Score:

Intrest rate:

Variable

Documentation:

ID/NIE, bank account

Loan Senction Time :

Landing announces 'quick loans'; typical times: minutes–24h.

Finipay

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  • 4.8/5
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Credit Score:

Intrest rate:

Variable upon request

Documentation:

ID/NIE, bank account

Loan Senction Time :

No exact number is given in the statement; the sector indicates quick decisions and deposits within hours.

FiestaCredito

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  • 4.8/5
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Credit Score:

Intrest rate:

Not visible

Documentation:

ID/NIE, bank account, email, phone

Loan Senction Time :

Promises 'we transfer the money in a couple of hours' or quick decisions (according to the landing page).